Health Insurance
We offer health insurance to all employees working in a full-time or part-time status position in which they are eligible for benefits (full-time = 36+ hours/week and part-time = 20-35 hours/week). We offer three different plans that employees can choose from based on their coverage needs.
Dental Insurance
We offer dental insurance to all employees working in a full-time or part-time benefit eligible status position.
Eye Care Discount
As an employee of the Cumberland Memorial Hospital and Extended Care Unit, you and your dependents are entitled to a 20% discount* on glasses and contact lenses, and a two-year warranty** on all frames when you present your card at Jacobson Advanced Eye Care in Cumberland or Frederic.
*Doesn’t apply to already discounted programs/insurance
**Applies to normal wearing conditions and/or manufacturer defect
Short-term Disability
Employees who are either full-time or part-time (benefit eligible) are eligible for benefits under the facility’s illness and injury plan. The short-term disability is effective the first of the month following the 90-day probationary period for those that qualify, providing the employee is ready for work that day. This benefit is paid by the facility.
Retirement
There is a two-part retirement plan available to CMH-ECU employees. Upon hire, an employee may participate in the 403B part of the plan, which allows an employee to put money in a retirement account on a pre-tax basis up to the IRS maximum amount. After the maximum amount is attained, the employee may put additional funds into the 401A plan, which is after-tax.
After one year of service (including at least 1000 hours of service) and 21 years of age, the employee is eligible for the matching part of the retirement plan. The employee is able to have up to 3% of their wages matched by CMH-ECU. CMH-ECU funds go into the 401A part of the plan while the employee’s funds go into the 403B part of the plan. If the employee reaches the IRS max in the 403B, they may contribute more, but the additional funds will go into the 401A on an after-tax basis.
After 15 years of service, employees have the option to raise their matching contribution to 4%.
Information about the plans can be obtained from the Director of Human Resources.
Life Insurance
Full-time and Part-time (benefit eligible) employees are eligible to receive coverage for life insurance and Accidental Death & Dismemberment. This benefit is paid by the facility.
Dependent Life Insurance
Employees also have the option of taking dependent life coverage; of which, they are responsible for the whole premium. The coverage is effective on a spouse and dependent children.
Flexible Spending Plan
CMH-ECU offers an IRS approved benefit called a Flexible Benefit/Cafeteria Plan. Section 125 of the IRS code allows you to pay certain qualified expenses with pre-tax dollars. This allows you to save Federal, State and FICA taxes.
Scholarships/Tuition Reimbursement
- A Tuition Reimbursement/Scholarship Program is available to employees wishing to further their education or training in health services.
- Continuing education and CNA Scholarships are also available through the CMH-ECU Volunteer Partners.
- If you are interested in becoming an EMT, you may inquire about the Cumberland Ambulance Service paying for the cost of your EMT class and your advanced class up front. However, you would be required to pass the class successfully or you would have to reimburse the hospital the cost of your books and tuition.
Further details regarding these programs may be obtained from Human Resources.
Employee Discount for Health Services Rendered by the Cumberland Memorial Hospital
- $500 Waiver: The Hospital will waive any remaining protion after insurance has paid or for uninsured services, of the first $500 the employee and/or dependants of employee are responsible for. This includes deductibles and/or co-insurance for inpatient and/or outpatient services
- 20% Discount: After the $500 waiver, employees shall receive a twenty percent (20%) discount on the unreimbursed portion of insured service or the toal cost of any uninsured service. Dependents of employees shall also eceive the twenty percent (20%) discount of the unreimbursed portion of the insured services or a twenty percent (20%) discount on the total cost of the uninsured service after the $500 waiver. The twenty percent (20%) discount is applicable if the remainder is paid following the discount plan provisions
The Explanation of Benefits must be provided to the Patient Financial Services when requesting any of the above discounts.
Employee Assistance Program
An employee assistance program is offered through the NorthWest Regional Center Outpatient Clinic. This program involves 1-3 visits with a counselor, depending on what the counselor feels is necessary for your particular situation.
The Wellness Center
The Wellness Center is available for employees to exercise in during Wellness Center hours of operation. Employees pay a discounted rate per month. There is an even greater discounted frequent fitness plan available to employees who workout 12 calendar days/month.
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